Welcome to Premier Mortgage Consultants, Ltd.

Premier Mortgage Consultants Ltd. has been rated among the Top 5 Most Competitive by The Wall Street Journal and boasts an A+ Rating With The Better Business Bureau. As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention.

Home Loans in Four States

We lend in four states - North Carolina, Tennessee, Minnesota and our home state of Ohio - and offer a variety of programs to suit almost every borrower. Whether you're looking for HomePath Ohio, USDA Ohio, VA North Carolina, Rural Development Tennessee, VA Minnesota, or many other programs, we have your territory covered. We pride ourselves on our ability to accomodate home buyers across state lines as comfortably as we do our own Lakewood, Ohio locals.

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page. You may also evaluate your financing options by using our interactive calculators.


Mortgage News

Recent Articles

Dec
13
2017
How Points Affect Your Mortgage Calculation
Mortgage points are fees that you pay for a reduced interest rate. Essentially, you are paying for a discount, vaguely similar to Amazon Prime or a members-based warehouse store. By paying for points upfront, you are "buying down" the interest rate over the life of the loan.  These...
Dec
06
2017
Yes! It's Possible to Defer a Mortgage Payment
Can I Defer a Mortgage Payment?  If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary financial hardship. Deferring, or skipping a payment, is an option that may offer some relief to get you through this tough spot.  There...
Nov
29
2017
“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can make you feel just as nervous. But there really isn't anything to be wary about, that is, once you understand what a mortgage rider is.  For us, honesty...
Nov
22
2017
How To Get Your Home Ready For Thanksgiving In 1 Hour (It’s Possible!)
Time just seems to fly by as soon as November comes around, and if you're like most people, a busy schedule has left you with a house that isn't quite ready to receive guests for tomorrow's big gobble event --Thanksgiving! But we got you covered! In just about an hour's time, you can have...

Today's Rates
12/14/2017

Program Rate APR
10 YEAR FIXED RATE 2.99%
3.09%
15 Year Fixed 3.125%
3.31%
20 YEAR FIXED RATE 3.625%
3.81%
30 Year Fixed 3.875%
4.01%

Client Testimonials

It was such a great experience working with Premier Mortgage Consultants!The process was so smooth and easy.They gave me the best deal on my rate and fees and walked me through the whole process.I would Highly recommend Premier Mortgage Consultants.
Steve - Rocky River, Ohio

                                   


                                   
                               

Purchase A Home

Whether you're buying your first home or you're an experienced buyer, Premier Mortgage Consultants, Ltd. has a home lending solution just for you.

Refinance Your Home

At Premier Mortgage Consultants, Ltd., we're dedicated to helping you find a mortgage refinancing solution that's right for you.