Welcome to Premier Mortgage Consultants, Ltd.

Premier Mortgage Consultants Ltd. has been rated among the Top 5 Most Competitive by The Wall Street Journal and boasts an A+ Rating With The Better Business Bureau. As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention.

Home Loans in Four States

We lend in four states - North Carolina, Tennessee, Minnesota and our home state of Ohio - and offer a variety of programs to suit almost every borrower. Whether you're looking for HomePath Ohio, USDA Ohio, VA North Carolina, Rural Development Tennessee, VA Minnesota, or many other programs, we have your territory covered. We pride ourselves on our ability to accomodate home buyers across state lines as comfortably as we do our own Lakewood, Ohio locals.

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page. You may also evaluate your financing options by using our interactive calculators.

Mortgage News

Recent Articles

Smart Ways to Beat an All-Cash Offer
Money talks when it comes to making an offer on a home, and in real estate, all-cash offers are big talkers. But what if you don't have an all-cash offer? Does that mean your out of the running for buying your dream home? Not at all! Though all-cash offers are enticing to home sellers, there...
Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker. When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you! We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification. A refinance, on the other hand, is a new loan with all new terms. It would take the place...

Today's Rates

Program Rate APR
15 Year Fixed 3.625%
30 Year Fixed 4.375%

Client Testimonials

It was such a great experience working with Premier Mortgage Consultants!The process was so smooth and easy.They gave me the best deal on my rate and fees and walked me through the whole process.I would Highly recommend Premier Mortgage Consultants.
Steve - Rocky River, Ohio



Purchase A Home

Whether you're buying your first home or you're an experienced buyer, Premier Mortgage Consultants, Ltd. has a home lending solution just for you.

Refinance Your Home

At Premier Mortgage Consultants, Ltd., we're dedicated to helping you find a mortgage refinancing solution that's right for you.